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FTP Software

AceFTP

Free FTP program, but requires free registration.

FTP Commander

Free FTP client. Not sure about details.

SmartFTP

Free FTP client for Non-profit, personal (non-commercial), and educational use.

FreeFTP

Free FTP client. Unsure about details, assuming free for any use.

CoreFTP Lite

The "Lite" version of CoreFTP is free for personal or educational purposes. Non-profit use is unclear. Commercial and businesses can use it for free to but must abide by the rules in the help file on commercial/business use.

Integrated FTP in other software

A number of web page editors, web page wizards, and composers have built in FTP ability. See your program's documentation for details.